Pick Your Payment

Pick Your Payment - Victorywoods

Veranda Homes is offering to Pick your Payment for selected new homes. This is for a LIMITED TIME ONLY!

As low as 3.750% rates and as low as 5.250% fixed rates. As well as Flex Cash to cover the closing costs! 

Come by one of our furnished model homes today to learn more!

Veranda Pick your payment disclaimer – Victorywoods

All loans subject to credit approval. Interest rate and APR effective as of 1/7/2025. This is not a commitment to lend.  Financing examples based on a sales price of $265,400 for a 30-year FHA loan purchase money loan with 3.5% down payment and upfront mortgage insurance premium payment of 1.75%, with a total loan amount of $260,592, for qualified buyers meeting approval criteria, including at least a 750 credit score. Estimated monthly payments based on 360 total monthly payments.  

Estimated payments and advertised rates and annual percentage rate (APR) based on an optional 2/1 temporary interest rate buydown begin at an interest rate of 3.750% (APR 6.736%) and an estimated monthly payment of $1,323.54 for the first year of the loan, (ii) an interest rate of 4.750% (APR 6.736%) and an estimated monthly payment of $1,476.07 for the second year of the loan, and (iii) an interest rate of 5.750% (APR 6.736%) and an estimated monthly payment of $1,637.44 for years three through thirty of the loan.  

Estimated payments and advertised rate and annual percentage rate (APR) based on an 30 year fixed interest rate of 5.250% (6.104% APR) would result in an estimated monthly payment of $1555.63.

Estimated monthly payments above do not include taxes and insurance premiums, and, if applicable, the actual payment obligations will be greater. Rates are based on credit worthiness subject to change without notice. Financing is offered by Ameris Bank (NMLS # 408099). Special financing rates are only available for a limited time until applicable rate-lock and/or reserved pool of funds expires/is depleted; rate-lock cannot be transferred to another property address. Supply of homes and homesites are limited and subject to availability. Valid for contracts written by February 28, 2025, and home must close by March 31, 2025. The broker, realtor, builder or third party referenced below is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank.  Contact your Veranda Homes agent for specific details.

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