Before you purchase a new home...

Before you purchase a new home…

1 - Determine your buying power…

Work with a professional in calculating your income-debt ratios, creditworthiness, and financial history. 

2 - Arm yourself with knowledge…

Technology has transformed the way we live, the way we do business, and the way we entertain. What technological advances are important to you? Also, building codes have changed over the years and

3 - Research the areas you are considering…

Rural settings offer you more land and solitude, but less convenience. Being located closer to urban areas will decrease commute times for work, school, shopping, and entertainment. Is medical care important to you? What about delivery services?

 4 - Strategize your timing…

Is now the right time? If you have a home to sell, the home you want to purchase today may not be available later. Have you considered selling your home before you purchase? Do you have the buying power for both homes until you sell or keep your current home as an investment?

 5 - Outline your wants, needs, & heart desires…

Have you categorized what you consider a want versus a need? Such as do you need 4 bedrooms for your household or will 3 bedrooms and a flex room suffice? What about a media room - want or need? Once you have outlined your home requirements, it will make the search easier and quicker!